Benefits Checking Privacy Notice
Information We Collect About You
In General. The information we obtain enables us to customize the services we offer you to deliver targeted advertisements and to measure the overall effectiveness and continually improve our services. The information may be stored in servers located in the United States and other countries around the world.
Information you provide. We may collect and store information you enter on our website or provide to us in some other manner. This includes identifying information, such as your name, address, e-mail address, birth data and telephone number, and, if you transact business with us, financial information such as your payment method (valid credit card number, type, expiration date or other financial information). We also may request information about your interests and activities, your gender and age, other demographic information and your Member I.D. card number. We use the information that you provide for such purposes as responding to your requests, customizing future discounts for you, improving our offerings, and communicating with you.
We may also obtain information about you that you provide from other sources: advertising companies, business partners, contractors or other third parties. Examples of information that we may receive include: updated delivery and address information, purchase history, and additional demographic information.
- AllAboutCookies: http://www.allaboutcookies.org/
- Network Advertising Initiative: http://www.networkadvertising.org/
E-mail Communications: To help us make e-mails more useful and interesting, we often receive a confirmation when you open e-mail from Benefits Checking if your computer supports such capabilities. We also compare our customer list to lists received from other companies, to avoid sending you unnecessary messages. If you do not want to receive e-mail or other mail from us, please adjust your communication preferences or select the "Opt Out" link found in the footer of BenefitsChecking.com.
Information collected from you by third parties using the Benefits Checking Website. We may allow third-parties to display advertisements on our site. These companies may use tracking technologies, such as cookies, to collect information about users who view or interact with their advertisements. Our website does not provide any personal information to these third parties, but they may collect information about where you, or others who are using your computer, saw and/or clicked on the advertisements they deliver, and possibly associate this information with your subsequent visits to the advertised websites. Some of these third-party advertising companies may be advertising networks that are members of the Network Advertising Initiative, which offers a single location to opt out of ad targeting from member companies (www.networkadvertising.org). We also recommend that you consult the third-party privacy policies.
With Whom We Share Your Information
We want you to understand when and with whom we may share information we have collected about you or your activities on our web site or while using our services. We do not share your personal information with others except as indicated below or when we inform you and give you an opportunity to opt out of having your personal information shared. We may share personal information with:
Authorized service providers: We may share your personal information with our authorized service providers that perform certain services on our behalf. These services may include fulfilling orders, processing credit card payments, delivering packages, providing customer service and marketing assistance, performing business and sales analysis, supporting our website functionality, and supporting contests, sweepstakes, surveys and other features offered through our website. These service providers may have access to personal information needed to perform their functions but are not permitted to share or use such information for any other purposes.
Business Transactions and Promotional Offers: When you make purchases, reservations or engage in promotions offered through our website or our services, we may share personal information with the businesses with which we partner to offer you those products, services, promotions, contests and/or sweepstakes. When you elect to engage in a merchant's offer or program, you authorize us to provide your email address and other information to that merchant.
Other situations: We also may disclose your personal information:
- In response to a subpoena or similar investigative demand, a court order, or a request for cooperation from a law enforcement or other government agency; to establish or exercise our legal rights; to defend against legal claims; or as otherwise required by law. In such cases, we may raise or waive any legal objection or right available to us.
- When we believe disclosure is appropriate in connection with efforts to investigate, prevent, or take other action regarding illegal activity, suspected fraud or other wrongdoing; to protect and defend the rights, property or safety of our company, our users, our employees, or others; to comply with applicable law or cooperate with law enforcement; or to enforce our website terms and conditions or other agreements or policies.
- In connection with a substantial corporate transaction, such as the sale of our business, a divestiture, merger, consolidation, or asset sale, or in the unlikely event of bankruptcy.
Aggregated and Non-Personal Information. We may share aggregated and non-personal information we collect under any of the above circumstances. We may also share it with third parties to develop and deliver targeted advertising on our websites and on websites of third parties. We may combine non-personal information we collect with additional non-personal information collected from other sources. We also may share aggregated information with third parties, including advisors, advertisers and investors, to conduct general business analysis. For example, we may tell our advertisers the number of visitors to our website and the most popular features or services accessed. This information does not contain any personal information and may be used to improve website content and services.
How You Can Access Your Information
If you have an account with us, you may review and update your information by logging into “My Profile”. You can also contact us to update your information. More information about how to contact us is provided below.
How We Protect Your Personal Information
- We work to protect the security of your information during transmission by using Secure Sockets Layer (SSL) software, which encrypts information you input.
- We reveal only the last four digits of your credit card numbers when confirming an order. Of course, we transmit the entire credit card number to the appropriate credit card company during order processing.
- It is important for you to protect against unauthorized access to your password and to your computer. Be sure to sign off when finished using a shared computer.
Our Benefits Checking website is a general audience site, and we do not knowingly collect personal information from children under the age of 13.
Visiting our Websites from Outside the United States